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The policy provides protection to your property/expenses against accidental physical loss or damage. The policy is an “All Risks” protection and provides a broader coverage for loss or damage due to any causes except a few specific exclusions stated in the policy. The perils covered under this Policy, but not limited to the following:

  • Accidental damage and/or breakage.
  • Fire, Lightning, explosions.
  • Earthquake and Volcanic Eruption.
  • Storm, Tempest and Flood and Inundation.
  • Damage caused by aircraft and other aerial devices and/or articles dropped there from.
  • Bursting and Overflowing of Water Tanks and Pipes.
  • Impact Damage by Road Vehicle.
  • Riot, Strike, Civil Commotion.
  • Malicious Damage.
  • Burglary/Thief.

The cover is designed generally to suit the requirements of Commercial and Industrial establishments.